Shopping for Term Life Insurance?

If you are in the marked for term life insurance, you will want a thorough comparison of rates, companies and term insurance policies.  To find out what’s involved in getting your term life comparisons and what they should include – take a look at “What You Need to Compare Term Life Insurance Quotes” at 1stQuote.com.

Buying Life Insurance – How long will it take?

If you’re thinking about buying a new life insurance policy you’ll need to allow at least four weeks to get things done.  To find out more about the life insurance underwriting process, please take a look at this short article at 1stQuote.com

Life Insurance Medical Exam – Take a few simple steps before the examiner arrives.

No one likes taking a medical exam for life insurance. However, taking a few simple steps before the examiner arrives could make a real difference in your ultimate rate classification and what you’ll pay for your new coverage.

For more information and details about what to expect and how to prepare for your life insurance medical exam.  please see the 1stQuote.com summary What type of Medical Exam is Required to Buy Life Insurance.

How Does Term Life Insurance Work?

If you’d like to know more about term life insurance and how it works,  please take a look at this short informative article at 1stQuote.com entitled “ What Is Term Life Insurance and How Does it Work.”  It’s a quick read that most have found helpful!

Term Life Insurance Costs are Going Higher!

After checking with a number to term life insurance companies we can confirm that more companies are raising rates rates and/or discontinuing some plans and guarantee periods.

ING, AIG, Genworth and Prudential are raising rates in June. Genworth has eliminated 15 and 30 year guarantee periods and Fidelity is ending their instant issue at the end of May. One can assume that other competitors will do the same.

Again, if you’re thinking about a new term life insurance policy, do your research and get things started as soon as possible. At 1stquote.com we offer anonymous life insurance shopping and we have the tools you need to find the best life insurance policy for you and your family.

Are Term Life Insurance Costs Going Up?

While it’s impossible to say with any certainty, it seems that Term Life Insurance Costs are on the way up.

During the past several months several of the leading low cost life insurance carriers have increased rates (some across the board, some for specific guarantee periods.) Additionally, Genworth recently stopped selling its popular and quite competitive 30 year term/universal hybrid policy.

Of course, due competitive concerns, none of the carriers are providing any information on upcoming rate changes of plan availability – so we’re just reading between the lines.  However, we’re reading between the lines after watching rates change for more than 40 years!

If you are considering buying new term life insurance, upgrading an existing life insurance policy or planning on replacing an existing policy to extend the guaranteed level premium period this is probably a great time to start comparing costs and companies.

If you need help, please come to  1stQuote.com. We’ll provide the tools and help you need to find the best life insurance company and policy for you and your family.

Life Insurance Costs Less Than Most People Think

A January 2012 study by two Life Insurance Industry organizations found that many Americans fail to buy adequate life insurance because they overestimate how much it will cost them. To read the article please click here.

If you think you might need life insurance, it’s easy to find out how much it will cost. Go to 1stquote.com. In less than 5 minutes you can review and compare term life insurance rates from the top life insurance companies, complete your life insurance application and get things going right online!