ReliaStar Life Of NY To Offer Return of Premium Life Insurance In New York

ING has introduced return of premium term life insurance in New York state. The policies, to be issued by ReliaStar Life Insurance Company of New York, will be known as ING ROP Term NY, with fixed term periods of 15, 20 and 30 years.

Return of Premium term life insurance policies are designed to return the sum all premiums paid to the term life insurance policy owner at the end of the original term period. Over the past several years, return of premium life insurance policies have grown in popularity. “This type of term insurance appeals to people who are concerned about buying a product they think they may never need,” said Dan Mulheran, president of ING’s life distribution.

ING ROP Term NY is now available to New York residents and you can review the rates through the 1stQuote.com term life insurance quote system.

American Attitudes - Life Insurance & Life Risks

A study released in December of 2007 by AXA Equitable (AXA Equitable Protection Report) deals with American Attitudes About Life Insurance.

The study found that many Americans have been “lulled into a false sense of security,” and are relying on employer sponsored group life insurance to meet their personal life insurance needs.

Wal-Mart, Target, CVS and Walgreens Opening Nationiwide Medical Clinics

Wal-Mart will open in-store medical clinics under its own brand name and plans 400 walk-in, in-store clinics with Wal-Mart brand name by 2010.

Wal-Mart joins CVS, Target and Walgreens in offering quick service for routine conditions ranging from colds and bladder infections to sunburn care.

Term Life Insurance Rates Continue To Decline In 2008

The trend towards ever lower term life insurance rates is alive and well. While it’s only February, several major life insurance companies have already reduced rates. Among the changes, the following major life insurance companies have reduced premium rates:

Six Killers! - Leading Causes of Death in The United States

Life insurance companies ask a lot of personal and family medical history questions when considering your eligibility for life insurance. People are living longer and life insurance costs have decreased dramatically in the last 5 to 10 years.

So, what are the life insurance companies primary health concerns in evaluating your medical exam, your family medical history and your application for life insurance?